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Join Westpac.
Opening a new account or switching banks is easier than you think. Let's walk you through it.
With your ID and mobile phone handy, you can open an Everyday account or Simple Saver account online in just a few minutes. If you're looking to open a different account or want someone to talk you through it, simply give us a call on 0800 400 600, and we'll take care of the rest.
It’s easy to join.
Choose the best account
Apply with the right ID
Let’s make switching easy for you
Ready to open a new account online?
Quick check in
To set up a new account online, you must:
- Be 18 or older
- Be a New Zealand citizen or resident
- Be living in New Zealand
- Have all the right documents ready to upload — or a RealMe verified ID. More on this below.
What to have handy.
Valid NZ passport or driver's licence
To apply online you'll need one of these ready. Or simply use your RealMe details if you have it set up.
A mobile phone with a camera
Proof of address
Utility bills like power, water and electricity are great, but please double check our requirements to be sure. Here's what we accept (pdf)
Foreign tax number
If you also pay tax in another country, you’ll also need these details to hand.
All set with your mobile & ID ready?
You can also join in branch.
Call us to set up an appointment at a branch. Bring along your ID and proof of address and we’ll get the ball rolling. Setting up an appointment means you won’t be waiting in a line to see someone.
Why join Westpac?
Backing communities across the motu (country)
Fighting fraud and scams
Championing inclusion
Supporting vulnerable customers
Helpful tools & tips.
Tools & resources
Use our free calculators and tools, so you can work things out and get things done.
Banking your way
Check out Westpac One® digital banking and all the ways you can bank securely on the go.
Life & money
Helpful guides designed to support you make the most of your money, for the stage of life you're in.
Staying safe
Tips on how to protect yourself and your money from fraud, scams and cybercrime.
Prefer to chat?
Visit a branch
Find a branch and make an appointment with our helpful team.
Frequently asked questions.
Things you should know.
Debit Mastercard Conditions of Use apply.
EFTPOS Card Conditions of Use apply.
Transaction and service fees may apply to the use of these accounts. For details, please refer to the Transaction and Service fees brochure, also available free of charge at any Westpac branch.
Lending criteria, terms and conditions apply. Conditions of Use for the applicable card apply. Rates, Transaction and Services Fees apply.
Westpac's home loan lending criteria, terms and conditions apply. A low equity margin may apply.
Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.
BT Funds Management (NZ) Limited is the scheme issuer and Westpac New Zealand Limited is a distributor, of the Westpac KiwiSaver Scheme (Scheme).
Investments made in the Scheme do not represent bank deposits or other liabilities of Westpac Banking Corporation ABN 33 007 457 141, Westpac New Zealand Limited or other members of the Westpac Group of companies. They are subject to investment and other risks, including possible delays in payment of withdrawal amounts in some circumstances, and loss of investment value, including principal invested. None of BT Funds Management (NZ) Limited (as manager), any member of the Westpac Group of companies, The New Zealand Guardian Trust Company Limited (as supervisor), or any director or nominee of any of those entities, or any other person guarantees the Scheme's performance, returns or repayment of capital.