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#1 PERFORMING KIWISAVER GROWTH FUND FOR 2025.
Morningstar’s latest KiwiSaver Survey results are in and rank the Westpac KiwiSaver Scheme Growth Fund as the top performing KiwiSaver growth fund for 12 month returns to 31 December 2025.¹
LifeProtect.
Everyone's life and living circumstances are different. LifeProtect life insurance gives you options to tailor your insurance to suit your needs. You can choose from four cover types, each designed to protect you and your loved ones in different ways.
Featured rates
¹Minimum 20% equity, plus salary credit to a Westpac transaction account. Not available with any other Westpac home loan offers, or promotions or package discounts. Loans for business or Investment purposes excluded.
Lending criteria, terms and conditions, apply to home loans.
For home loans with less than 20% equity, a low equity margin may apply, see low equity margins explained for more details on how this is applied.
If you don’t pay amounts when they’re due, your home loan account may exceed its limit and the interest rate applied to the over limit amount will be your annual interest rate plus an additional 5% p.a.
Interest rates are subject to change without notice.
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Things you should know.
1 Based on 12 month returns to 31 December 2025 (Morningstar KiwiSaver Survey: growth fund category). Past performance does not guarantee or indicate future performance; returns will vary and may be negative at times, which means your balance can be less than what you invested. BT Funds Management (NZ) Limited is the scheme provider and issuer, and Westpac New Zealand Limited is a distributor, of the scheme. See the Product Disclosure Statement.
© 2025 Morningstar, Inc. All rights reserved. Neither Morningstar, its affiliates, nor the content providers guarantee the data or content contained herein to be accurate, complete or timely nor will they have any liability for its use or distribution. Any general advice or ‘regulated financial advice’ under New Zealand law has been prepared by Morningstar Australasia Pty Ltd (ABN: 95 090 665 544, AFSL: 240892) and/or Morningstar Research Ltd, subsidiaries of Morningstar, Inc, without reference to your objectives, financial situation or needs. For more information refer to our Financial Services Guide (AU) and Financial Advice Provider Disclosure Statement (NZ) at morningstar.com.au/s/fsg.pdf and morningstar.com.au/s/fapds.pdf. You should consider the advice in light of these matters and if applicable, the relevant Product Disclosure Statement before making any decision to invest. Our publications, ratings and products should be viewed as an additional investment resource, not as your sole source of information. Past performance does not necessarily indicate a financial product’s future performance. To obtain advice tailored to your situation, contact a professional financial adviser. Some material is copyright and published under licence from ASX Operations Pty Ltd ACN 004 523 782.