Tools & resources.
Helpful personal banking tools and calculators, so you can crunch the numbers and get things done.
Home loans.
More home loan toolsHow much would my repayments be?
Learn how much your loan repayments on your new home may be.
How much can I afford?
Find out how much you could borrow and keep your house hunt focused and realistic.
Fine tune my home loan
Adjust the details of your home loan to see if you could save on interest.
Offsetting my savings against my home loan
See how much you could save in interest with a Choices Floating with Offset home loan.
Split my home loan
You can get flexibility and certainty with a split home loan. See how much interest you could save.
Foreign exchange.
Currency converter
Convert New Zealand dollars into foreign currency and vice versa with our handy currency converter.
KiwiSaver & Investments.
KiwiSaver Fund Chooser
Making sure you are in the right fund for your lifestage can add up to tens of thousands of dollars over time. See which fund is best for you with the Fund Chooser.
KiwiSaver Calculator
Your regular contribution rate can have a major impact on your KiwiSaver's ability to grow. Calculate how stepping up contributions by even a small amount can really add up over time. You can also see the difference your fund choice makes to your future balance.
Savings & Investment chooser tool
This Savings and Investment Chooser tool gives you advice from Westpac New Zealand Limited on savings and investment options.
Accounts & cards.
More toolsHelp me budget
Work out a personal budget based on your income and expenditure or review your outgoings.
Compare credit cards
Compare credit cardsInsurance.
More toolsLife Insurance quick estimate
Complete your details to get an estimate of how much Life Insurance you may need and what it could cost you.
Home Cover: understanding your Sum Insured
Knowing the total cost to rebuild your home can be difficult. So, we’ve gone into detail to give you a better idea of what your Sum Insured is, and how to calculate it.
Contents Cover: understanding your Sum Insured
Your "Sum Insured" is the amount for which your contents and personal valuables are covered. You choose the Sum Insured for your contents policy and for some listed items of contents and specified personal valuables.
Personal loans.
See what your repayments could be.
Use our calculator to get an idea of how much you can borrow, what your repayments would be and how long you would need to make them for