Ways to pay while overseas.

Use your Westpac debit or credit card while travelling

Using your Westpac debit or credit card is easy and convenient, and you can earn rewards while you travel. With a Westpac Platinum or World Mastercard®, you could enjoy insurance cover for overseas travel and purchases too. To check if you’re eligible and to activate your travel insurance if you have one of these cards, go visit www.travelactivate.co.nz. Read more about out credit card insurance cover.

EFTPOS cards are not generally accepted overseas, although you can use them in ATMs.

Add your cards to your mobile wallet

With Apple Pay and Google Pay, you can enjoy all of the benefits of your Westpac credit or debit card while paying from your phone. Once you’ve added your cards to your mobile wallet, you can pay with your phone anywhere contactless payments are accepted.

Check out our Global Currency Card

Our Global Currency Card is a prepaid multi-currency travel card that allows you to safely spend like a local when travelling overseas. You can load up to nine foreign currencies, lock in exchange rates so you know exactly how much you have to spend, and switch money between currencies online, anytime, anywhere.

If you’d like to carry some cash

You can order foreign cash before you travel by visiting your local branch or calling us on 0800 400 600 between 7am to 8pm and weekends 8am to 5pm. Foreign cash is subject to availability, only available to existing Westpac New Zealand customers and can take up to ten days to arrive.

You can use your debit or EFTPOS card to withdraw cash from an ATM when you’re overseas. 

It can also be a good idea to link your bank accounts to your credit card, meaning you can access your ‘cheque’ or ‘savings’ accounts at some ATMs to get cash out without incurring credit card fees. There may still be fees for taking out cash from your regular accounts and there are some ATMs where you can’t choose which account to access. Refer to the Transaction and Service Fee Brochure for more details.

To avoid getting stung by ATM fees, here’s some helpful information on our Global Alliance ATM network.

Let us know when you’re heading away

We have stringent security measures in place to detect fraud, so if we see your credit card or debit card being used overseas, it may be blocked. It’s a good idea to let us know you’re heading overseas. You can do this in Westpac One by following these steps, or by calling us on 0800 400 600.

Westpac insurance products are arranged by Westpac New Zealand Limited (“Westpac”) and underwritten by various insurance companies. None of Westpac Banking Corporation ABN 33 007 457 141, Westpac, or any member of the Westpac group of companies guarantee the obligations of any insurer, or insurance product. More detail can be found on the webpage relating to the particular product.

Terms, conditions, exclusions and limits apply and more detail can be found in the relevant policy document which may be downloaded at www.westpac.co.nz or obtained from any Westpac branch free of charge. The availability of any insurance cover is subject to the acceptance and approval of a completed application. Any payment is subject to your claim being accepted.

The opinions expressed in the article are not necessarily those of Westpac and Westpac does not endorse or approve any goods or services to which reference is made. Westpac makes no representation as to the accuracy or currency of the materials, which are provided without taking your personal financial situation or goals into account. Westpac accepts no responsibility for the availability or content of any third party websites to which this article may link or refer.

Apple Pay is available to eligible Westpac debit and credit Mastercard customers. Customers also need a compatible Apple device. For a list of compatible Apple Pay devices, see Apple Support. Terms and conditions apply to Apple Pay, see Westpac Apple Pay Terms and Conditions for more information.

Google Pay is available to eligible Westpac debit and credit Mastercard customers. Customers also need a compatible Android device. For a list of compatible Google Pay devices, see Google Support. Terms and conditions apply to Google Pay, see Westpac Google Pay Terms and Conditions for more information.

Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries.

Google Pay is a trademark of Google LLC.

Mastercard® is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

Conditions of Use for the applicable card apply. Overseas cash advances and foreign currency fees may apply. For full details refer to the Transaction and Service Fees brochure. If you only make the minimum repayment each month, you will pay more interest and it will take you longer to pay off the unpaid balance.