Managing your money.
Everything you need to know about spending, saving, borrowing and investing – sorted into practical tips, tools and guides.
Managing Your Money workshops.
Our free, interactive workshops will help you feel more confident about making decisions about money. We work with a range of organisations such as schools, employers, and community groups to deliver effective money management skills for their people.
Budgeting & saving.
Budgeting basics, common mistakes to avoid, and smart saving suggestions.
Not sure if your bank balance is as healthy as it could be? Here are some easy ways to tell.
Money pitfalls can easily catch us by surprise. Here are some of the most common ones to look out for.
A practical guide to setting up a budget and making it work.
Tell your money where to go. Know your outgoings. Make it easy. Expect the unexpected.
A no-nonsense guide to setting your saving goals and achieving them.
Make your money go further by spending less of it on banking-related fees.
Helpful tools and resources.
Salary Splitter
A free, simple and automatic way to split up your pay into multiple accounts, before you see it.
Budget calculator
Use your calculator to figure out exactly how much money you can afford to spend.
CashNav
Keep an eye on your money the easy way - by letting our free CashNav app do it for you.
Building a financial buffer.
Get helpful tools and tips to figure out how much you need to save so we can prepare for the unpredictable.
Discover 10 ways to save so you can create a rainy day fund to help you handle life’s twists and turns.
Learn how making your savings goal specific, measurable, achievable, relevant and time-bound could help you succeed.
The best ideas for ways to save often come from friends and family, so we asked our staff – who live and breathe this stuff – to share their top tips.
Understanding credit cards.
Credit cards explained, starting with choosing the right one for you.
How will you use your card? What benefits would you like? Pick the right card for you.
Learn all about interest rates, interest-free periods, and other interesting facts.
Here’s how to read your statement so you understand exactly what it all means.
The safe way to pay around the world. Security, cash withdrawals, FX, insurance and more.
You can use your card for a cash advance, but it’s important to consider the costs.
Credit card tips.
From consolidation debts to saving on interest, a balance transfer could have real benefits.
Top tips, including balance transfers, managing payments and Westpac One®.
Help guard against fraudulent activity on your card, with these smart safety tips.
Pay off the balance in full each month, or somewhere in between, whatever way suits you.
How to keep your PIN safe and advice about online shopping.
Borrowing money and managing debt.
Important things to know before you borrow and if you’re struggling with existing debt.
Learn more about extra costs, how to reduce them, and key questions.
Why credit checks are important and how you can build a good credit report.
If you've missed a repayment or think you might miss one, the best thing you can do is act now.
Sometimes life throws a curve ball that puts you under pressure. Find out your options.
Financing your project.
When you're making a big purchase like a new car, these are things to bear in mind.
Buying a car, either new or second hand, is a major decision. Here’s how you can pay.
When you’re looking at cars, ask yourself these questions to help make the right choice.
Check out the options available depending on the equity in your home and your renovation plans.
Remove the stress of moving house, with our expert advice.
Tips & resources.
Help to actively manage your money: workshops, webinars, budgeting tools, calculators.