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KiwiSaver and you.

KiwiSaver is an investment in your future. It’s for your first house, or your retirement.

Get started.

How KiwiSaver works

KiwiSaver is an investment in a diversified fund. What that means and how it works.

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How your KiwiSaver money grows

Find out all about contributions and compounding returns.

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Choosing the right KiwiSaver fund

This depends on when you'll need your money, and your appetite for risk.

KiwiSaver & your home.

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Using KiwiSaver to help you buy a first home

How KiwiSaver can help you grow your deposit, and move into your first home faster.

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Money into KiwiSaver or more off your mortgage?

Your questions, answered. What to pay off first, and where to make extra repayments.

KiwiSaver for your situation.

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Should you join KiwiSaver if you're self employed?

Weighing up the pros and cons: why it’s worth joining and contributing.

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KiwiSaver for families

How does KiwiSaver fit in with your family? Parental leave, KiwiSaver for kids, and more.

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Getting the most out of KiwiSaver after 65

A new level of flexibility, considering withdrawal options, planning for stable returns.

Transfer your Australian Super

Find out if you can bring your Australian Super back to NZ with our guide to transferring to the Westpac KiwiSaver Scheme.

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Accessing your KiwiSaver savings early

See whether you could qualify to withdraw your KiwiSaver funds early, and how to apply.

KiwiSaver after 65.

Getting support in retirement

Read about the sorts of ways we can help Westpac KiwiSaver Scheme members take control of their finances and put a financial plan in place.

Making your retirement savings work for you

Once you have access to your KiwiSaver savings, it’s a good idea to have a plan to make your money last as long as possible. With a little help and planning, you can get the most out of your KiwiSaver savings.

Things you should know.

BT Funds Management (NZ) Limited is the scheme provider and issuer, and Westpac New Zealand Limited is a distributor, of the Westpac KiwiSaver Scheme. The Product Disclosure Statement is available here.