How much can I afford?
Add in your income and expenses and calculate how much you could afford to borrow for your new home.
The calculator is intended as a guide only and does not provide financial advice. The calculated figures are illustrative only and it is not to be considered as an offer of finance by Westpac nor is it a recommendation or opinion in relation to the relevant products.
It does not take into account your personal financial situation or goals. Calculated figures are based on the accuracy of the limited information provided by you.
Interest rates are subject to change without notice. Westpac’s home loan lending criteria, terms and conditions apply. For home loans with less than 20% equity, a low equity margin may apply, see low equity margins explained for more details on how this is applied.
Low deposit options to help you get into your first home sooner.
You don’t always need a 20% deposit to buy your first home. Explore our range of low deposit options to get closer to a home you can call your own.
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Our Home Loan Experts can come to you, when it suits you best.
Apply online.
Existing customers can apply for a home loan via Westpac One® online banking.