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Choices Floating.

A flexible home loan where the interest rate moves with the market and you can pay off lump sums whenever you like without prepayment costs¹.

Calculators

Benefits.

Pay off lump sums or increase your repayments without prepayment costs¹.
Your interest rate will move up or down with the market.
Manage your loan your way and choose how much you repay.

How it works.

A floating interest rate will go up or down in line with the market. This means you'll pay less interest if rates fall, but your repayments will increase if interest rates go up.

Features in detail

A loan term of up to 30 years
Choice of a table, reducing or interest only repayment structure
Choose to split your home loan with a fixed home loan option for both flexibility and certainty
Redraw up to your limit or apply to top up your loan by $5,000 or more
If you are moving, you might be able to transfer your loan to your new home.
Choose to add the Offset feature – allowing you to offset your savings against your floating home loan and only pay interest on the difference.

Current rate.

See all interest rates

If you don’t pay amounts when they’re due, your loan account may exceed its limit and the rate of interest that’ll be applied to the overlimit amount will be the interest rate + 5% p.a.