Help KiwiSaver - FAQs.

How do I top up my Westpac KiwiSaver Scheme account?

With Westpac One® online banking you can top up your Westpac KiwiSaver Scheme account anytime, anywhere. Remember, the Government contributes1 50 cents for every dollar that you contribute, up to a maximum of $521.43 each year - if you're aged 18-64 and living in NZ. 

  1. Login to Westpac One.
  2. Click 'Pay & Transfer'.
  3. Choose the account you'd like to transfer the money 'From', Everyday, Savings.
  4. Select your KiwiSaver account as your 'To' account to transfer the money into.
  5. Click yes to the 'Confirm selection' box.
  6. Confirm the 'Details' to appear on your statement and the 'Amount'. The date will default to the current date. Click on the date field to change it or to make the payment reoccur in the future (select automatic payment). Then hit 'Continue'.
  7. Confirm payment and you're done.

You can also transfer funds to BTNZ2 KiwiSaver Nominees Limited, account number 03-0104-0588267-05 and include your KiwiSaver member number, last name and IRD number as payment reference.

 Things you should know.

1 Government contributions eligibility: generally, if you’re aged 18-64 and live in New Zealand, the government will add 50 cents for every dollar you contribute to your KiwiSaver account, up to a maximum government contribution of $521.43 per year (from 1 July to 30 June).   If you joined or turned 18-part way through the government contribution year, you're eligible for part of the government contribution based on the number of days you were eligible from 1 July to 30 June. Employer and government contributions are available until you are 65, but if you first joined a KiwiSaver scheme before 1 July 2019 and were over 60 when you joined you may be eligible for these benefits for up to 5 years from when you joined (subject to conditions).

This is for information purposes only and is not a recommendation or opinion in relation to the Westpac KiwiSaver Scheme (Scheme). It is subject to changes in government policy and law, and changes to the Scheme, from time to time.

2 BT Funds Management (NZ) Limited (BTNZ) is the scheme provider, and Westpac New Zealand Limited (WNZL) is a distributor of the Westpac KiwiSaver Scheme (Scheme). Investments made in the Scheme do not represent bank deposits or other liabilities of Westpac Banking Corporation ABN 33 007 457 141, WNZL or other members of the Westpac group of companies. They are subject to investment and other risks, including possible delays in payment of withdrawal amounts in some circumstances, and loss of investment value, including principal invested. None of BTNZ (as manager), any member of the Westpac group of companies, The New Zealand Guardian Trust Company Limited (as supervisor), or any director or nominee of any of those entities, or any other person guarantees the Scheme's performance, returns or repayment of capital. 

For a copy of the Product Disclosure Statement or more information about the Scheme, contact any Westpac branch or call 0508 972 254 or from overseas +64 9 375 9978 (international toll charges apply). You can also download the Product Disclosure Statement.