If you're eligible you will have the flexibility to increase1 or decrease your loan repayments within the terms of your loan agreement at anytime in Westpac One® online banking - at no cost. 

  • Once logged in to Westpac One, select your relevant home loan account that you'd like to update
  • Select the 'Details' tab and click on 'Change repayment'
  • Use the slider to tailor your repayments to your needs, then click 'Continue'
  • Read and accept the 'Terms & Conditions'.

Things you should know.

1For Choices Fixed Home Loans, an increase in loan repayment is capped at 20% above the minimum repayment unless a higher regular repayment amount was agreed before the start of your fixed rate period.