Hotpoints Pay gives you the freedom to use your hotpoints® in the way that's best for you. Now your hotpoints can pay for your groceries, utility bills, spontaneous nights out, wardrobe update, dinner, new furniture, mum's birthday present, your gym membership, subscriptions like Netflix, or even your morning coffee.

You can use hotpoints Pay® wherever Mastercard® is accepted1.

Things you should know.

1 hotpoints Pay® terms apply. You need at least $3 value of hotpoints® to use hotpoints Pay. Only a hotpoints Mastercard® (or linked Payment Instrument) can be used for hotpoints Pay. Once activated, the next eligible transaction made on your card will use your hotpoints (up to the hotpoints Pay value) and a credit for that dollar amount will appear on your account within the next two business days. See the Conditions of Use for your card for further details.

Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.