How can I transfer my credit card balance from another bank?

If you have a Westpac credit card, and are wanting to transfer a balance from another bank to your Westpac credit card, we can help. Just download the credit card balance transfer application or apply through Westpac One® online banking here (select 'Apply - existing customer').

If you don't have a Westpac credit card, you would need to apply for one. You can apply online or at your local Westpac branch.

Things you should know.

Rate will apply to balance(s) transferred until that balance(s) is paid off. All applications are subject to Westpac approval. You cannot transfer a balance from a Westpac card or loan. All new purchases, cash advances and any unpaid interest or fees will incur interest at the standard interest rate in accordance with the card's Conditions of Use. 

If you only make the minimum payment each month, you will pay more interest and it will take you longer to pay off the unpaid balance.  

Mastercard® is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

Terms and conditions

Eligibility criteria, lending criteria, terms and conditions apply. See:

• Balance Transfer Terms and Conditions
• Conditions of Use for the Applicable Card
• Transaction and Service Fees Brochure

View terms and conditions for all our credit card products.