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Insurance cover with your credit card.

You could enjoy insurance cover for overseas travel and for your purchases when you have a Westpac Platinum or World Mastercard. Here’s how it works.

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Insurance that comes with your card.

Overseas travel insurance

Cover for things like medical expenses, emergency accommodation or lost luggage when you’re travelling overseas – when you’ve paid for the travel with your card.

Check the terms and conditions of coverage and eligibility before you book your trip.  

Extended warranty

Extends the warranty on goods purchased with your card, for up to 12 months.

View more details

Purchase protection

Protects against loss, theft or accidental damage over most personal items that you purchase with your card.

View more details

Compare card insurance benefits.

 

 

Travel insurance

Purchase Protection

Extended Warranty

Fee Free Mastercard®

N/A

N/A

 N/A

hotpoints® Mastercard

N/A

N/A

 N/A

Airpoints™ Mastercard

 N/A N/A N/A

Airpoints Platinum Mastercard

Up to 35 days

Yes

Yes

Airpoints World Mastercard 

Up to 120 days

Yes

Yes

hotpoints Platinum Mastercard

Up to 35 days

Yes

 Yes

hotpoints World Mastercard 

Up to 120 days

Yes

Yes

 

Make sure you’re covered.

It’s a good idea to check the eligibility criteria within the policy document for your particular Westpac credit card, to check when your travel and purchases may be covered.

See the policy documents for relevant Westpac credit cards.

 

Airpoints Platinum Airpoints World hotpoints Platinum hotpoints World

Traveling abroad?

Here’s what to do prior to departure, for each and every trip:

  • Read your policy carefully prior to making travel arrangements.
  • Confirm your eligibility at: travelactivate.co.nz  and apply for any optional extensions such as pre-existing medical conditions, snow cover etc (additional costs may be incurred). 
  • Have all your insurance documents accessible while you’re away.
  • In case of emergency, or if you require medical attention while overseas, call +64 9 359 1624 for Travel Guard.
  • To make a claim please visit travelactivate.co.nz/help-support/claims

Need emergency assistance?

Call our insurance underwriter AIG directly on +64 9 359 1624 or +60 3 2772 5618. They accept reverse charge calls and are there to help. They are also available via email.
Email AIG
Call AIG

FAQs.

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Things you should know.

Terms, conditions, exclusions and eligibility criteria apply [Insurance policy documents available via links above on this page], including a minimum spend for certain travel regions. Travel, Extended Warranty and Purchase Protection Insurances arranged by Westpac and underwritten by AIG Insurance New Zealand Limited. Westpac does not guarantee the obligations of, or any products issued by, AIG.

Eligibility criteria, lending criteria, terms and conditions apply. for the applicable card apply. Conditions of Use for the applicable card apply. Rates, Transaction and Services Fees apply. 

Mastercard is a registered trade mark and the circles design is a trade mark of Mastercard International Incorporated.