Business credit & prepaid card fees

Interest rates and fees are subject to change. Some other service fees may apply from time to time.

Airpoints Business Mastercard - Fees.

Some overseas banks and ATMs may charge an extra fee for a cash advance.

¹ Transaction fees do not apply when using ATMs within the Global ATM Alliance in the respective country shown. Institutions participating in the Global ATM Alliance are subject to change but currently include Deutsche Bank (Germany), Bank of America (United States), Scotiabank (Canada), Barclays Bank (United Kingdom), BNP Paribas (France), Westpac (Australia) and Westpac (New Zealand). The NZ$2 for credit card and NZ$3 for debit card international transaction fee saving applies to Westpac customers only, and is subject to change. All other international and standard fees apply including foreign currency conversion fees apply - see the Transaction and Service Fees brochure or Business Transaction and Service Fees brochure for details.

² Note: An ATM service fee may be charged by the ATM provider.

³ A foreign currency fee is charged when you make a purchase or cash withdrawal in a foreign currency, and also applies to any fees and charges charged by the overseas bank or vendor in relation to the transaction. This fee is also charged when you make online purchases in a foreign currency.

BusinessPLUS Mastercard with hotpoints - Fees.

Some overseas banks and ATMs may charge an extra fee for a cash advance.

⁴ Transaction fees do not apply when using ATMs within the Global ATM Alliance in the respective country shown. Institutions participating in the Global ATM Alliance are subject to change but currently include Deutsche Bank (Germany), Bank of America (United States), Scotiabank (Canada), Barclays Bank (United Kingdom), BNP Paribas (France), Westpac (Australia) and Westpac (New Zealand). The NZ$2 for credit card and NZ$3 for debit card international transaction fee saving applies to Westpac customers only, and is subject to change. All other international and standard fees apply including foreign currency conversion fees apply - see the Transaction and Service Fees brochure or Business Transaction and Service Fees brochure for details.

⁵ Note: An ATM service fee may be charged by the ATM provider.

⁶ A foreign currency fee is charged when you make a purchase or cash withdrawal in a foreign currency, and also applies to any fees and charges charged by the overseas bank or vendor in relation to the transaction. This fee is also charged when you make online purchases in a foreign currency.

Business Mastercard - Fees.

Fees on this page are subject to change. Some overseas banks and ATMs may charge an extra fee for a cash advance.

⁷ Transaction fees do not apply when using ATMs within the Global ATM Alliance in the respective country shown. Institutions participating in the Global ATM Alliance are subject to change but currently include Deutsche Bank (Germany), Bank of America (United States), Scotiabank (Canada), Barclays Bank (United Kingdom), BNP Paribas (France), Westpac (Australia) and Westpac (New Zealand). The NZ$2 for credit card and NZ$3 for debit card international transaction fee saving applies to Westpac customers only, and is subject to change. All other international and standard fees apply including foreign currency conversion fees apply - see the Transaction and Service Fees brochure or Business Transaction and Service Fees brochure for details.

⁸ Note: An ATM service fee may be charged by the ATM provider.

⁹ A foreign currency fee is charged when you make a purchase or cash withdrawal in a foreign currency, and also applies to any fees and charges charged by the overseas bank or vendor in relation to the transaction. This fee is also charged when you make online purchases in a foreign currency.

Business Prepaid Mastercard - Fees.

Account fees are invoiced and direct debited monthly from your nominated fee account.

Cardholder fees are deducted from the balance of the card.

Fees are subject to change.

Account holder fees - standard

Account holder fees - customisable (optional)

Cardholder fees

¹⁰ Transaction fees do not apply when using ATMs within the Global ATM Alliance in the respective country shown. Institutions participating in the Global ATM Alliance are subject to change but currently include Deutsche Bank (Germany), Bank of America (United States), Scotiabank (Canada), Barclays Bank (United Kingdom), BNP Paribas (France), Westpac (Australia) and Westpac (New Zealand). The NZ$2 for credit card and NZ$3 for debit card international transaction fee saving applies to use of Westpac Mastercards at ATMs belonging to any member of the Global ATM Alliance and is subject to change. Global ATM Alliance member banks are subject to change. All other international and standard fees apply, including foreign currency conversion fees - refer to the Business Transaction and Service Fees brochure for details. An ATM service fee may be charged by the ATM provider.

¹¹ A foreign currency fee is charged when you make a purchase or cash withdrawal in a foreign currency and also applies to any fees and charges charged by the overseas bank or vendor in relation to the transaction. This fee is also charged when you make online purchases in a foreign currency.

Things you should know.

Find out about business credit and prepaid cards here (or personal credit cards here).

Westpac's current eligibility and lending criteria apply to all applications and transfers.

hotpoints® terms, conditions and fees apply. hotpoints is a registered trademark of Westpac Banking Corporation. Mastercard® and the Mastercard brand mark are registered trademarks of Mastercard International Incorporated.

Some overseas banks may charge an extra fee for a cash advance. Overseas cash advances and foreign currency fees may apply.

Business Cards are only available for business purposes and not for personal, domestic or household purposes.

Terms and conditions

Eligibility criteria, lending criteria, terms and conditions apply. See:

Business credit & prepaid card fees.