Business banking Products & services Business accounts

Business Transact account.

A business transaction account for your everyday business banking needs.

Benefits.

  • One simple price plan. 
  • 100 free transactions per month (for deposits and withdrawals)¹.
  • No fees on Westpac ATM withdrawals or EFTPOS debit transactions.
  • One fee for manual and electronic transactions.

Business Transact features.

Optional overdraft facility

Manage unexpected expenses and cash flow with an overdraft (subject to lending criteria).

Bank online 24/7

Bank anywhere, anytime with Business Online or Westpac One® online banking, and our Smart ATMs.

Optional Debit Mastercard®²

Access your business funds anywhere Mastercard® is accepted.

Pay bills and expenses

Set up single or multiple payments online including automatic payments, direct credits and debits using Westpac One.

Collect payments

Accept payments in your account by direct debit or EFTPOS/credit card facilities.

Fees.

Account maintenance and transaction fees are charged to your account on any day of the month you choose. Service fees still apply³.

* Includes manual/teller assisted withdrawals or deposits, ATM deposits, Bill Payment or Automatic payments paid or received, online or phone banking transfers, direct credits received, or direct debits paid. Does not include bulk payments and bulk direct debits imported through Business Online or Corporate Online. These will continue to be charged as they are currently directly from the Electronic Banking channel used.

All other services and products not listed will incur Westpac's normal processing charges, refer to the Business Transaction and Service Fees brochure or westpac.co.nz. Westpac fees and charges are subject to change from time to time.

Open an account.

Contact a business manager

Request a call back

Call us

For general business enquiries you can also phone us, weekdays 8:30am - 5pm. 

Call 0800 288 101

Business Transact account - FAQs.

Things you should know.

1 Includes manual/teller assisted withdrawals or deposits, ATM deposits, Bill Payment or Automatic payments paid or received, online or phone banking transfers, direct credits received, or direct debits paid. Does not include bulk payments and bulk direct debits imported through Business Online, or Corporate Online. These will continue to be charged as they are currently directly from the Electronic Banking channel used. All other services and products not listed will incur Westpac's normal processing charges, refer to the Business Transaction and Service Fees brochure or westpac.co.nz. Westpac fees and charges are subject to change from time to time.

2 Only available for those business customers with accounts where one person can authorise a transaction.

3 Transaction and service fees are subject to change without notice. Some other service fees may apply from time to time, including overdrawn or Line of Credit charges. See the Business Transaction and Service Fees brochure for more details.

Lending criteria, terms and conditions apply.

Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.