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Send money to or from overseas.

Send or receive international money transfers conveniently and securely with Westpac.

International payments and FX Send money overseas

Send money overseas.

Before you send money overseas:

  • Sign up for online banking: Make sure you’re registered for Westpac One Online Banking, Business Online, or download the Westpac One App.
  • Secure your account: You’ll need to register your mobile with the Online Guardian Security system1. This allows us to validate your payment with a text verification code, adding an extra layer of protection. See below for further information on Online Guardian.
  • Prepare payee information:
  • Bank details: Bank and branch details of where the payment is going as well as the branch identifier if available (i.e. IBAN, NCC, sort code or BSB number)
  • Payee details: Have the payee's full name, account number, and address ready.
  • Currency: International payments must be made in the local currency of the destination bank (if available) or an available currency through Westpac One or Business Online.

1 When you register your mobile for Online Guardian security, it involves a 30-day stand down period unless verified earlier in branch or by our callcentre. After registration, there’s an additional 7-day stand down period before you can send money overseas. 

Receive money from overseas.

Receive money faster by having it deposited electronically into your Westpac account.

Here is the information your sender will need:

  • Full bank name: Westpac New Zealand Limited
  • Westpac New Zealand BIC/SWIFT code: WPACNZ2WXXX
  • Your full name and address, including suburb and country/post code
  • Your account number should be formatted as follows:
    • Six-digit bank and branch number, seven-digit account number and three-digit account suffix (if your account suffix is 12, enter 012).
    • for example: 03-XXXX-XXXXXXX-XXX
    • Note: hyphens indicated above are merely for illustrative purposes and should not be entered as part of the account number.
  • You can get your account details by signing into Westpac One online banking or the Westpac One app.

If we receive an international payment in a different currency than the currency of the destination account, we’ll convert the payment to the currency of the account at our current foreign exchange rates.

Things you should know.

Terms, conditions, fees and charges apply to Westpac products and services. See our terms, conditions, fees and charges or visit your local branch for full details.

International payments are facilitated by Westpac Banking Corporation (acting through its New Zealand branch) ABN 33007457141, incorporated in Australia. International payments may be subject to charges by overseas banks. Westpac has no control over these charges, which are subject to change and can be substantial. Westpac is not liable for any of these charges and commissions, which are the responsibility of the account holder. No member of the Westpac group accepts any liability for losses suffered as a result of converting currencies and any exchange risks from the conversion of currencies is the responsibility of the account/deposit holder.

There are some countries that block TXT messages from New Zealand, so if you have not received a TXT message from us within 5 minutes, you will need to phone the Westpac Contact Centre directly on +64 9 912 8000 (international toll charges apply). We’re available weekdays from 7am to 8pm and weekends from 8am to 5pm NZT.