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Business Prepaid Mastercard®.
Save time and have greater control by managing your staff spending in one place.
Our Business Prepaid Mastercard® programme allows your business to replace manual reconciliation processes while increasing control and compliance for business-related expenses.
A Business Prepaid programme can be used for business gifts and incentives, business travel, school trips, expense reimbursements, petty cash and more. With four prepaid card options to choose from, the programme can be tailored to suit your business needs.
Benefits.
- Track spending on every card for easy reconciliation.
- Eliminate cash expenses.
- Great as gifts for customers, or as staff rewards.
- Load funds from your Westpac business account.
Features.
Compare cards and solutions
Choice of cards
We have four options available: Gift Card, Single Load, Multiload, or MultiloadPLUS. Choose one, or all.
Secure management portal
Administrators and cardholders can access cards through a secure online portal. Administrators can manage their own card programme and generate reports while cardholders can check balances, see transaction history, and more.
Customise your cards
Create your own unique branded cards for your company (minimum number of cards applies).
As many cards as you like
There's no limit to the number of cards your business can have. Simply add cards as your business grows.
How it works.
Your card options.
How to apply.
Fees.
Account fees are invoiced and direct debited monthly from your nominated fee account.
Cardholder fees are deducted from the balance of the card at the time of the transaction.
Fees are subject to change.
Account holder fees - standard
| Fee type | Gift and Single Load cards | Multiload and MultiloadPLUS cards | Charge cycle |
| Card production fee | $8 | $8 | One-off, per card |
| Ongoing card fee | N/A | $4 | Monthly, per card |
| Postage and handling | $10 + GST | $10 | Per order - no minimum volume |
Account holder fees - customisable (optional)
| Fee type | Gift and Single Load cards | Multiload and MultiloadPLUS cards | Charge cycle |
| Cardholder portal branding | Free | Free | Per instance |
| Cash withdrawal functionality | N/A | Free | Per instance |
| Customised card design | $1,000 + GST initial card design. Custom cards have a minimum order of 1,000. | $1,000 + GST initial card design. Custom cards have a minimum order of 1,000. | Per design, one-off. Card production fees still apply. |
| Light branding card design | $150 + GST | $150 + GST | Per request, one-off Card production fees still apply. |
| Additional training | $100 + GST | $100 + GST | Per hour, phone based |
Cardholder fees
| Fee type | Fee | Charge cycle |
| Cash withdrawal fee Domestic/Overseas ATM1 Cash withdrawals are available on MultiloadPLUS only. | $3 | Per withdrawal |
| ATM balance enquiry fee | $1.50 | Per enquiry |
| Foreign currency conversion fee2 | 3.50% | Of converted amount |
| Dispute fee (refunded if upheld) | $15 | Per enquiry |
| Voucher copy fee | $15 | Per enquiry |
1 Transaction fees do not apply when using ATMs within the Global ATM Alliance in the respective country shown. Institutions participating in the Global ATM Alliance are subject to change but currently include Deutsche Bank (Germany), Bank of America (United States), Scotiabank (Canada), Barclays Bank (United Kingdom), BNP Paribas (France), Westpac (Australia) and Westpac (New Zealand). The NZ$2 for credit card and NZ$3 for debit card international transaction fee saving applies to use of Westpac Mastercards at ATMs belonging to any member of the Global ATM Alliance and is subject to change. Global ATM Alliance member banks are subject to change. All other international and standard fees apply, including foreign currency conversion fees - refer to the Business Transaction and Service Fees brochure for details. An ATM service fee may be charged by the ATM provider.
2 A foreign currency fee is charged when you make a purchase or cash withdrawal in a foreign currency and also applies to any fees and charges charged by the overseas bank or vendor in relation to the transaction. This fee is also charged when you make online purchases in a foreign currency.
Quick help.
Things you should know.
Mastercard® is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.
Business Cards are only available for business purposes and not for personal, domestic or household purposes.
Terms and conditions
Eligibility criteria, lending criteria, terms and conditions apply. See: