Mobile wallets.

No need to wait for your physical Debit Mastercard to arrive, you can add your card details to your Apple or Google Pay digital wallet and have access to your funds straight away, without waiting for your new card to arrive if you have applied for your Debit Mastercard online. You can also add your card details to your digital wallet for the first time if you are waiting for your replacement physical card to arrive.

Paying with westpac card from smartphone using paywave

Online or in-store.

Online EFTPOS

Pay for things directly from your Westpac One® banking app – it’s as easy as using your card.

Learn more

Credit cards

Pay for things with a Westpac credit card and choose either a low rate or rewards.

Credit cards

Debit cards

Have the option of rewarding your everyday spending.

Learn more

hotpoints Pay

Pay for your purchases with hotpoints anywhere Mastercard® is accepted.

How it works

Things you should know.

1Apple Pay and Google Pay are available to all eligible Westpac debit and credit Mastercard customers. Customers also need a compatible Apple or Android Device.

Mastercard® is a registered trade mark and the circles design is a trade mark of Mastercard International Incorporated.

Apple, Apple Pay, Apple Watch, iPad, iPhone and MacBook Pro are trademarks of Apple Inc., registered in the U.S. and other countries.

Google Pay is a trademark of Google LLC.

Westpac's Electronic Banking Services terms and conditions which form part of Westpac General Terms & Conditions  and the Westpac Website Terms of Use apply.