Homepage Ways to bank

Smart ways to pay.

Pay digitally in-store, online and overseas – easily and securely.

Mobile wallets.

No need to wait for your physical Debit Mastercard to arrive, you can add your card details to your Apple or Google Pay digital wallet and have access to your funds straight away, without waiting for your new card to arrive if you have applied for your Debit Mastercard online. You can also add your card details to your digital wallet for the first time if you are waiting for your replacement physical card to arrive.

Person using card reader using apple pay from phone
Apple Pay

Enjoy all the benefits of your Westpac credit or debit Mastercard with Apple Pay on iPhone, Apple Watch, iPad and Mac¹.
Google Pay™

Google Pay is a fast, simple way to pay online, in apps, and in stores with Android phones, tablets or devices¹.

Online or in-store.

Online EFTPOS

Pay for things directly from your Westpac One® banking app – it’s as easy as using your card.

Learn more

Credit cards

Pay for things with a Westpac credit card and choose either a low rate or rewards.

Credit cards

Debit cards

Have the option of rewarding your everyday spending.

Learn more

hotpoints Pay

Pay for your purchases with hotpoints anywhere Mastercard® is accepted.

How it works

Tap & go contactless payments

Looking to make your everyday purchases faster and easier? Simply tap your card, phone or smartwatch at the checkout, and you’re done. Plus, Tap & go payments are as secure as swiping your card, giving you peace of mind every time you tap.
Learn more about Tap & go

Things you should know.

1Apple Pay and Google Pay are available to all eligible Westpac debit and credit Mastercard customers. Customers also need a compatible Apple or Android Device.

Mastercard® is a registered trade mark and the circles design is a trade mark of Mastercard International Incorporated.

Apple, Apple Pay, Apple Watch, iPad, iPhone and MacBook Pro are trademarks of Apple Inc., registered in the U.S. and other countries.

Google Pay is a trademark of Google LLC.

Westpac's Electronic Banking Services terms and conditions which form part of Westpac General Terms & Conditions  and the Westpac Website Terms of Use apply.