Accounts & cards.
Explore our accounts and cards, packed with smart tools and features to help you manage your money and reach your goals.
Our range of options.
Smart money tools.
See all tools and resourcesTrack your spending
CashNav® is our free money management app that automatically tracks how much money you spend and then categorises what you spend it on.
Set up alerts
You can set up alerts on any Westpac account, to help you stay on top of what's happening with your money.
Split your salary
Automatically move your regular income into multiple accounts with Salary Splitter.
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Feel $50 better off.
Open a transaction account, add a debit card, tap 5 times and get $50.*
*T&C's apply.
Overdrafts.
Why join Westpac?
Backing communities across the motu (country)
Fighting fraud and scams
Championing inclusion
Supporting vulnerable customers
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Access your money instantly
Start spending before your card arrives in the mail, with Apple Pay or Google Pay™.
Things you should know.
1 Apple Pay and Google Pay are available to eligible Westpac debit and credit Mastercard customers. Customers also need a compatible Apple or Android device.
2 You must be a member of Air New Zealand’s Airpoints™ programme to be eligible to earn Airpoints Dollars™. Airpoints terms and conditions apply – see airnewzealand.co.nz/airpoints-terms-and-conditions for details. Certain purchases and transactions do not earn Airpoints Dollars (See the Debit Card Conditions of Use for full details), including; fees, charges or interest, tax payments (including local council rates and ACC Levies), gambling chips or gambling transactions (including online gambling), cash withdrawals from your account, money orders, travellers cheques and foreign currencies in cash, and business-related purchases.
Apple and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries.
Google Pay is a trademark of Google LLC.
Mastercard® is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.
Airpoints™ and Airpoints Dollars™ are registered trademarks of Air New Zealand Limited