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Budget calculator.

Knowing how much money you’ve got and where it goes can make a difference now and in the future. Use our free online calculator to help work out a budget that’s right for you.

Based on the information provided, it will give you:

  • Your overall cash surplus or shortfall
  • A summary of your expenses
  • Tips to make the most of your money or reduce any shortfall

Things you should know.

This calculator is a guide only. It does not take into account your personal financial situation or goals and does not constitute a quotation or offer by Westpac in relation to any product or service. You should make your own judgments and seek independent legal and financial advice before committing to any agreement.

Westpac's applicable lending criteria, fees and interest rates apply to all applications for credit, all of which are subject to change.