Everyday cards.

Debit & EFTPOS cards.

Credit Cards.

Card security.

24/7 fraud protection

CardGuard® protects your cards and mobile payments, which means you can enjoy round-the-clock protection from fraudulent activity and unauthorised transactions at no extra cost.

Learn more

Card blocker

Temporarily block or unblock your card in Westpac One® digital banking if you've misplaced it. If your card was stolen or lost, call us on 0800 888 111 so we can arrange a replacement.

Block in Westpac One

Mastercard® Identity Check

An extra layer of security that helps us make sure it’s definitely you (and not someone pretending to be you with your card) when shopping online.

Other cards.

Quick help.

What’s the difference between a debit card and an EFTPOS card? What makes the Airpoints Debit Mastercard different? What do I do if my debit or credit card is misplaced, lost or stolen? I already have an Airpoints credit card. Can I get an Airpoints Debit Mastercard as well?

Things you should know.

¹ Certain purchases and transactions do not earn Airpoints Dollars (See the Debit Card Conditions of Use / Credit Card Conditions of Use for full details), including; fees, charges or interest, tax payments (including local council rates and ACC Levies), gambling chips or gambling transactions (including online gambling), cash withdrawals from your account, money orders, travellers cheques and foreign currencies in cash, and business-related purchases.

²Third party fees and Westpac charges may apply. For full details refer to the Westpac Fee Free Mastercard® Conditions of Use and the Transaction and Service Fees brochure.

³ Certain purchases and transactions do not earn hotpoints (see the applicable Credit Card Conditions of Use for full details), including: fees, charges or interest, balance transfers, credit card repayment insurance, tax payments (including local council rates and ACC Levies), gambling chips or gambling transactions (including online gambling), cash withdrawals from your account, money orders, travellers cheques and foreign currencies in cash, business-related purchases made with a hotpoints Mastercard other than a Westpac BusinessPLUS Mastercard and transactions on any nominated account(s) linked to your hotpoints Mastercard.

You must be a member of Air New Zealand’s Airpoints programme to be eligible to earn Airpoints Dollars. Airpoints terms and conditions apply – see airnewzealand.co.nz/airpoints-terms-and-conditions for details.

Airpoints™ and Airpoints Dollars™ are registered trademarks of Air New Zealand Limited.

hotpoints® is a registered trademark of Westpac Banking Corporation.

Mastercard® is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

Transaction and service fees may apply to the use of these accounts. For details, please refer to the Transaction and Service fees brochure, also available free of charge at any Westpac branch.