Career Starter account.

To switch to the Career Starter account you’ll need to:

• Be a New Zealand resident in full-time employment (minimum 30 hours per week) who has completed secondary school in the past two years; and
• Be aged between 16 and 20 years old when you sign up.

These accounts are designed to give the essentials you need for the beginning of your financial independence – without being charged fees for things like electronic transactions or your debit card.

While our Westpac Everyday account has no transaction or account fees, Tertiary or Career Starter accounts also remove the annual fee from your debit card that comes with any transaction account.

Tertiary or Career Starter accounts also remove the annual fee from your debit card that comes with any transaction account. It also means that you can have the option of getting credit in the form of an interest free overdraft⁴, which you may not have access to if you weren’t on the Tertiary or Career Starter account.

You can be on the Career Starter Account for two years to help get you started in your working career. After two years we’ll be in touch and move you onto a standard Westpac Everyday account, which means your electronic transactions will continue to be free¹.

If you’re already a Westpac customer, we’ll switch you over to a Tertiary or Career Starter account automatically when we approve your online application. You can start your online application here.