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Career Starter account.
Finished school? Here's an account with no fees¹ if you're 16-20 years old and have just started to work full-time.
A fee-free transaction account
A fee-free debit card
A fee-free savings account
Optional extras.
Smart banking features.
Westpac One® online banking
Manage your accounts and cards on the go with Westpac One on your mobile, tablet or computer.
Pay with your mobile
Whether you're paying with your phone or smart watch, we've got a solution for you.
Track your spending
CashNav® is our free money management app that tracks and categorises your spending, along with a range of additional features.
Set up alerts and relax
Stay on top of what's happening with your money by setting up alerts on any Westpac account.
Split your income
Automatically move your regular income into multiple accounts with Salary Splitter.
Block your card
Temporarily block and unblock your card if it's been misplaced using Westpac One online banking.
Fees.
If you become overdrawn without an arranged limit, the interest rate charged on the overdrawn amount is 19.95% p.a. (calculated on a daily basis). An unarranged overdraft fee will also be charged (see above).
FAQs.
Things you should know.
1 Service fees still apply, for example clearance fees. Refer to the Transaction and Service Fees brochure for details (also available free of charge from any Westpac branch).
2 You must be a member of Air New Zealand’s Airpoints™ programme to be eligible to earn Airpoints Dollars™. Airpoints terms and conditions apply.
3 Lending criteria, terms and conditions apply. To apply for a Westpac overdraft, you must be over 18 years of age. If you are under 18, a parent or guardian will need to be a co-borrower.
Airpoints™ and Airpoints Dollars™ are registered trademarks of Air New Zealand Limited.
Mastercard® is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.