How can we help?
Make ‘one day’ happen today with a Westpac Personal Loan. If you’ve been putting off buying a new car, the holiday you’ve always wanted or much needed renovations, why not get a personal loan? It’s quick and easy to apply, and the loan can be structured to suit your needs.
About our personal loans
One size doesn’t fit all. Our personal loans are flexible. With different term lengths, competitive rates and no penalty if you pay it off early, you might just find the perfect fit.Find out more
We’ve driven down our car loan rate to start from as low as 12.95% p.a. to help get you on the road.Find out more
Personal loan calculator
Work out what’s possible. Enter different loan amounts and term lengths into our personal loan repayment calculator and find the payment solution that might work for you.Find out more
Apply online for a personal loan
Apply for a personal loan online, and you could be conditionally approved in minutes.Apply online for a personal loan
Personal loan repayment insurance
If you lose your income, don’t lose your peace of mind. Get loan repayment insurance to help you cover your loan. It’s all done with a one-off payment. Plus, you can trial it free for 30 days.Find out more
Advice and tips
What could you do with a personal loan? Maybe consolidate debt or buy that flash new toy you’ve been eyeing-up. We could help you get to your goals faster.Find out more
This information is a guide only. It does not take into account your personal finance situation and goals. Applications for finance are subject to Westpac's applicable lending criteria. An establishment fee may apply. Terms, conditions, exclusions and limits apply to Westpac Loan cover. More details of this and the underwriter can be found in the relevant policy document.