Get that $50 feel good feeling

How to get a bonus $50.

Open a new Everyday account, add a Westpac Debit Card (either a Debit Mastercard®, or an Airpoints™ Debit Mastercard®).
Add your new Debit card to your Apple Pay or Google Pay™ digital wallet via the Westpac One App and have access to your money straight away. You don’t need to wait for your physical card to arrive.
Once you’ve put money into your account, make 5 eligible contactless or online purchases using your new debit card by 2 November.
Debit cards can be used for all your everyday spending, either in person e.g. at supermarkets or the petrol station, or for online purchases.
$50 will be deposited into your new Everyday account by 30 November.

What is a contactless payment?

A contactless payment is when you tap your physical card on the EFTPOS terminal to make a payment. If you have Apple Pay™ or Google Pay™ set up on your smartphone, this can also be used to make contactless payments.

You can look for the contactless symbol to see if the merchant you’re visiting accepts contactless payments. The contactless symbol looks like this.

The details.

The promotion begins 23 September 2024 and is available for a limited time only.
To be eligible, you must not have an existing Westpac transactional* account on Sunday 22 September.
Eligible purchases include those made by contactless and online payment, but exclude cash withdrawals, payments for cash-equivalents (such as travellers' cheques, money orders and gambling chips) and business-related purchases.
The $50 promotion amount will be paid into the customer’s Everyday account by 30 November 2024.
Each eligible customer is only entitled to one $50 promotion payment once all the requirements of the promotion have been met.
In the event multiple Everyday accounts are opened for the same customer, and eligilibity criteria is met, the $50 promotion amount will be paid to the customer’s Everyday account that was opened first.
The Debit Mastercard® or Airpoints™ Debit Mastercard® must be used contactless in person or online 5 times by Friday 2 November. Conditions of Use and fees including contactless transaction fees, and other T&Cs may apply.

*Westpac Everyday, Easy Access, Choices Everyday.

Open an account.

New to Westpac?

You can apply online in minutes for a transaction account and debit card. Have your NZ Passport or Driver Licence on hand for verification.

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Apply online

Already a Westpac customer?

If you’re already a Westpac customer but don’t have an Everyday account, you can open online in Westpac One. If you’re not yet registered for Westpac One, call us on 0800 400 600 and press 6.

Apply now

Everyday Account Benefits.

No monthly account or electronic transaction fees
Bank on the go with Westpac One digital banking
Access your account with your debit card
24/7 protection and security with Online Guardian
Access to our smart money tools to help you manage your account.

Your Debit Card options.

The first year’s card fee will be waived.

Card security.

24/7 fraud protection

CardGuard® protects your cards and mobile payments, which means you can enjoy round-the-clock protection from fraudulent activity and unauthorised transactions at no extra cost.

Learn more

Card blocker

Temporarily block or unblock your card in Westpac One® online banking if you've misplaced it. If your card was stolen or lost, call us on 0800 888 111 so we can arrange a replacement.

Block in Westpac One

Mastercard® Identity Check

An extra layer of security that helps us make sure it’s definitely you (and not someone pretending to be you with your card) when shopping online.

Quick help.

What’s the difference between a debit card and an EFTPOS card? What makes the Airpoints Debit Mastercard different? What do I do if my debit or credit card is misplaced, lost or stolen?

Things you should know.

To apply for a Debit Mastercard, you must be 15 years or older. For customers under 18 years old, a parent or guardian must complete a section of the application form and sign to accept the terms and conditions in person at a Westpac branch. 

Apple Pay and Google Pay are available to eligible Westpac debit and credit Mastercard customers. Customers also need a compatible Apple or Android device.

Debit Mastercards applied for via online application or via Westpac One digital banking (existing customers) are eligible to add the card to a digital wallet before receiving the physical card.

You must be a member of Air New Zealand’s Airpoints programme to be eligible to earn Airpoints Dollars. Airpoints terms and conditions apply – see airnewzealand.co.nz/airpoints-terms-and-conditions for details.

Certain purchases and transactions do not earn Airpoints Dollars (See the Debit Card Conditions of Use / Credit Card Conditions of Use for full details), including; fees, charges or interest, tax payments (including local council rates and ACC Levies), gambling chips or gambling transactions (including online gambling), cash withdrawals from your account, money orders, travellers cheques and foreign currencies in cash, and business-related purchases.

Airpoints™ and Airpoints Dollars™ are registered trademarks of Air New Zealand Limited.

Apple and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries.

Google Pay is a trademark of Google LLC.

Mastercard® is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

Eligibility criteria, terms and conditions apply. See:

Get that $50 feel good feeling.