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Information on Westpac mortgages, different ways to structure your mortgage and how much you can borrow.
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Westpac mortgage info
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| With a Choices home loan you can choose from a range of options to suit you and change it whenever you want. |
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borrow up to 90% of the house value in most urban areas |
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choose your interest rate type—floating, fixed, capped or a combination |
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have any loan term up to 30 years—there's no minimum term |
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keep Choices separate from other banking or choose a Choices everyday loan |
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make lump sum payments and take the money out again or take a payment holiday if you're on a floating rate |
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take your loan with you when you move to a new house |
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get regular updates to help you keep track of your loan progress |
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| Your Choices home loan usually has a reducing loan limit. The limit is the maximum you can borrow at any time. As you make mortgage payments, this limit reduces unitl the entire home loan is paid. |
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| You can choose how you would like to manage your money with your Choices home loan./TD>
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| If you keep your Choices home loan separate from your everyday banking you can |
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make payments fortnightly or monthly |
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choose to make minimum repayments or increased repayments to pay your loan off faster and reduce interest costs |
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actively manage your repayments on a floating interest rate |
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choose an interest-only mortgage to keep costs down |
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| Have one account for your mortgage and all your other banking with a Choices everyday loan. |
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| > Choices everyday loan |
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