Information needed for a mortgage application

Information you’ll need to provide for your mortgage application includes proof of income and details of your debts and expenses.   Get your mortgage application started
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Information you’ll need to provide for your mortgage application
Proof of annual income
	a recent payslip showing your annual income or letter from your employer
	include anything that shows regular overtime, bonuses or commission
	If you’re self-employed, use your latest profit and loss statement from your accountant or your latest tax assessment notice from the IRD—Inland Revenue Department
Details of your debts and expenses including
	any finance loans
	credit cards
	hire purchases
	child support and maintenance payments
	rates and insurance costs for your new home (if you know them)
	details of your normal household expenses can also be helpful
If you’ve made an offer on a house
	you will need to show your signed sale and purchase agreement
	you can also show any valuation or other report on the property
Proof of your deposit
	such as bank statements or sale agreements
Two types of identification
	this is required by law, even if you are a customer
	use your passport, birth certificate, resident’s permit, driver’s licence or credit card