Student Pac


		Your Student Pac, plus a credit card and/or overdraft, without the hefty fees.

Apply now


	Apply for Student Pac now:
	>	Download an Easy Access student account application form

Take this to your nearest Westpac branch. We’ll then arrange all your Student Pac accounts, cards and access.

File won't open? Adobe Acrobat Reader.

Not eligible for Student Pac?


		We also have bank accounts for:
		>	international students
		>	non-NZ residents
		>	graduates
		>	starting work

Contact us


		Contact us now:
		>	email
		>	Westpac branches
		>	phone 0800 400 600 (7am to 11pm, 7 days a week)

Get the essentials with a Student Pac

Your Westpac Student Pac includes

an Easy Access student account, for tertiary students

an Online Saver account

a Debitplus Visa card or a Westpac EFTPOS/ATM card

24-hour banking with Online Banking.

You can add on

mobile banking and txt alerts

car and renters’ contents insurance.

membership of the Westpac KiwiSaver Scheme

You could also get a credit card and/or an interest-free overdraft⁺

apply for combined lending up to $1,000 in your first year (max credit card limit $500)

apply for combined lending up to $2,000 in your second and subsequent years (max credit card limit $1,000)

You won't be charged for these account fees

Easy Access account maintenance charges

Westpac ATM transaction fees

your first year’s annual Debitplus Visa card fee

online banking transfers and bill payments on your easy access account

loading of new automatic payments and direct debits

phone banking (first five calls each month are free)

first year annual fee on your new credit card is free

first annual hotpoints fee

manual transactions

student overdraft establishment fee

To qualify for Student Pac you’ll need to be

a New Zealand resident

a full-time tertiary student

studying at an NZQA accredited institution

taking a course that lasts at least one semester (minimum 12 weeks)

receiving your student loan, allowance or any other income paid into your Easy Access student account

Your Student Pac charges are

phone banking: 50c per call after the first five calls per month

mobile banking and txt alerts: 25c per txt plus your mobile provider’s usual txt charges

using another bank’s ATM: $1 per transaction

amendments to automatic payments will incur a charge of $2 if made online or $5 if made over the phone or in branch

student overdraft facility: monthly line of credit charge* $5

unarranged overdraft*: $9 per month plus debit interest

*Charged on the last business day of the month.

Transaction and service fees are current as at 31 July 2010 and are subject to change. Some other service fees may apply from time to time. Separate service prices apply for the savings account.

Apply now for your Student Pac

Download an easy access student account application form

Take this to your nearest Westpac branch to open your account. We’ll then arrange all your Student Pac accounts, cards and access.

File won't open? Adobe Acrobat Reader.

⁺ Westpac’s applicable lending criteria apply to all applications for finance.
Other fees may apply, see our price list for details. A Line of credit charge of $5 per month applies. Westpac Student Pac terms and conditions apply. Terms, conditions, limits and exclusions apply to insurance and more detail can be found in the policy document. You can get a copy of the current disclosure statement for Westpac New Zealand Limited or the investment statement for any product for which an investment statement is required from any Westpac branch in New Zealand, free of charge.

The information on this page is presented subject to our legal page and any other terms and conditions that Westpac may impose from time to time. It is subject to change without notification.