Personal loans

Apply for a personal loan to help finance purchases and events such as a new car, a holiday, home renovations or for debt consolidation.

Apply online for a personal loan now

Apply online for a personal loan


			Apply for a personal loan online now. The loan application includes a calculator to indicate what your repayments might be.

Personal loan calculator


			Use the personal loan calculator to see what your loan repayments might be and help you decide what you can afford.

Ways to apply for a personal loan


			You can apply for a personal loan online, by phoning us toll-free or visiting your nearest branch.

About personal loans


			Find out how much you can borrow, how long you have to pay back your loan and about personal loan repayment insurance.

Personal loan lending rates


			Our current personal loan lending rates.

Information needed for a loan application


			Find out what information we'll ask you for and what documents you'll need for your personal loan application.

Applications for finance are subject to Westpac's applicable lending criteria. An establishment charge may apply. Terms, conditions, exclusions and limits apply to Westpac Loan cover. More details of this and the underwriter can be found in the relevant policy document.

The information on this page is presented subject to our legal page and any other terms and conditions that Westpac may impose from time to time. It is subject to change without notification.