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With an overdraft facility on your bank account, you can get extra money when you need it. |
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Overdraft accounts
Contact us
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| What you can do with an overdraft |
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| With an overdraft you can |
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get money when you need it—use it to pay for things and get cash using ATMs and EFTPOS |
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use it to pay bills and avoid late payment charges |
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manage the borrowing as it suits you—there are no minimum monthly repayments. |
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| Arranged overdraft facilities are available on |
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Access accounts |
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Easy Access accounts |
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Electronic everyday accounts. |
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| You could also get an overdraft if you are |
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studying |
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a graduate |
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starting work |
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| If you're 18 or over you can apply at any Westpac branch. Normal credit lending criteria will apply. |
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| You'll pay interest on the amount you've overdrawn. Debit interest charges will apply. |
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| A charge month |
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starts on the last business day of the calendar month |
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finishes on the second to last business day of the following month. |
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| There is also a monthly line of credit charge and an establishment fee usually applies. As long as you do not exceed your approved limit there will be no extra charges. |
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| To check the current overdraft floating rate and prices |
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call us on 0800 177 277
(Monday-Friday 8am-8:30pm, Saturday 8.30am-5pm) |
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