Insurance

We offer a range of insurance policies, including car insurance, life insurance, home insurance and insurance to protect your credit card and your income.

Life insurance calculator

Life insurance


			Life insurance can pay a lump sum in the event of death or permanent illness. Optional crisis cover is also available.

Home loan insurance


			Home loan insurance can cover loan payments if you are unable to work through disability, involuntary redundancy or bankruptcy.

Westpac Bill Protection insurance


			Westpac Bill Protection insurance can pay your household bills if injury, illness, involuntary redundancy or bankruptcy stops you working.

Income protection insurance


			Income protection insurance can insure up to 75% of your income if you lose the ability to earn an income.

Credit card insurance


			Credit card insurance can cover up to $50,000 of your outstanding credit card balance. No premium if your balance is zero or in credit.

Home insurance


			Home insurance covers your home against accidental damage from events like a fire, sudden water damage or natural disaster.

Contents insurance


			Protection for the contents of your home and your personal belongings. Insures belongings against theft or accidental damage or loss.

Renters’ contents insurance


			Protect your belongings when you're renting or flatting. Four levels of amount insured, starting from $5,000.

Vehicle insurance


			Comprehensive and third party car insurance or motorcycle insurance options. Can repair or replace your car if it is stolen or damaged.

Boat insurance


			Recreational boat insurance can cover salvage costs if recovery after an accident is needed and legal liability up to $1m for accidental loss to somebody else's property.

Travel insurance


			Travel insurance can cover delays and missed connections as well as loss or damage to luggage and belongings.

Making an insurance claim


			Information on how to make an insurance claim, including 24-hour phone lines for some insurance claims.

Westpac Life-NZ-Limited complies with the practice standards of the Investment Savings & Insurance Association of NZ Inc. and a copy of its latest financial statements is available from Westpac House, 318 Lambton Quay, Wellington. You have the right to receive a ‘replacement of business’ advice when changing from one policy to another. Westpac employs salaried employees whose remuneration is influenced in the long term by the arrangement of Westpac Life-NZ-Limited insurance policies. Westpac will receive commission payments as a result of the arrangement of Westpac Life-NZ-Limited insurance policies.

Westpac's Home, Contents, Vehicle and Boat insurance is underwritten by Lumley General Insurance (N.Z.) Limited. Westpac’s Travel insurance is underwritten by IAG New Zealand Limited. Westpac Bill Protection, Flexicover, Term Cover and Disability Income Cover are underwritten by Westpac Life-NZ-Limited, which is a wholly owned subsidiary of Westpac Financial Services Group-NZ-Limited, which is a wholly owned subsidiary of Westpac Banking Corporation ABN 33 007 457 141, incorporated in Australia. Westpac New Zealand Limited does not guarantee the obligations of, or any products issued by Westpac Life-NZ-Limited, IAG or Lumley.

Terms, conditions, exclusions and limits apply and more detail can be found in the policy document which may be obtained from any Westpac branch free of charge. The availability of any insurance cover is subject to the acceptance and approval of a complete application.

The information on this page is presented subject to our legal page and any other terms and conditions that Westpac may impose from time to time. It is subject to change without notification.