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Personal loan application—information needed

Personal loan image   Find out what information and documents you'll need before you start your personal loan application.  
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Apply online for a personal loan now

Apply for a personal loan

Apply for a personal loan icon Ways to apply for a personal loan
  > apply online
  > download application form
(PDF 73Kb)
  > visit your nearest Westpac branch
  > phone 0800 177 277
(Monday to Friday,
8am to 8.30pm;
Saturday
9am to 3pm)
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Personal loan info

Personal loan info icon Get more info on:
  > interest rates
  > personal loan calculator
  > about personal loans
  > loan repayment insurance

Contact us

Email us icon Contact us now:
  > email us
  > Westpac branches
  > phone 0800 177 277(Monday to Friday 8am to 8:30pm,
Saturday 9am to 3pm)

Information needed to complete your application
We'll ask you some questions about your finances and personal details. You'll also need to show us some documents, as listed below.  
Once we receive your application, we'll contact you about the best way to supply us with your documents.  
You will need to provide proof of income  
If we can see income deposits into your Westpac account, this may be all we need.  
Otherwise, we'll need to see  
bank statements for 3 consecutive months showing all the income deposits into your account
OR
 
a current payslip confirming annual income or year-to-date income for a period longer than 3 months
OR
 
income tax assessments from IRD showing your annual gross income for the last fiscal year
OR
 
a current, original letter signed by your employer confirming income details and employment term.  
You will need to provide proof of identity—any one of  
passport  
New Zealand driver’s licence  
New Zealand firearms licence.  
Or, you can provide any two of  
New Zealand birth certificate  
New Zealand citizenship certificate  
credit or debit card  
New Zealand certificate of identity  
marriage certificate  
student ID.  
Additional information for non-Westpac customers
Non-Westpac customers will also need to supply:  
Proof of address  
a current bank statement in your name from another bank
OR
 
a power, phone or other utility bill addressed to you and posted to your address.  
Some banking history  
bank statements for the last 3 months.  
Applications for finance are subject to Westpac's applicable lending criteria. An establishment charge may apply.
The information on this page is presented subject to our legal page and any other terms and conditions that Westpac may impose from time to time. It is subject to change without notification.
Copyright©2008 Westpac New Zealand Limited