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Find out what information and documents you'll need before you start your personal loan application. |
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Apply for a personal loan
Personal loan info
Contact us
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| We'll ask you some questions about your finances and personal details. You'll also need to show us some documents, as listed below. |
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| Once we receive your application, we'll contact you about the best way to supply us with your documents. |
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| You will need to provide proof of income |
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| If we can see income deposits into your Westpac account, this may be all we need. |
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| Otherwise, we'll need to see |
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bank statements for 3 consecutive months showing all the income deposits into your account OR |
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a current payslip confirming annual income or year-to-date income for a period longer than 3 months OR |
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income tax assessments from IRD showing your annual gross income for the last fiscal year OR |
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a current, original letter signed by your employer confirming income details and employment term. |
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| You will need to provide proof of identity—any one of |
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passport |
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New Zealand driver’s licence |
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New Zealand firearms licence. |
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| Or, you can provide any two of |
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New Zealand birth certificate |
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New Zealand citizenship certificate |
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credit or debit card |
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New Zealand certificate of identity |
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marriage certificate |
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student ID. |
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| Non-Westpac customers will also need to supply: |
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| Proof of address |
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a current bank statement in your name from another bank OR |
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a power, phone or other utility bill addressed to you and posted to your address. |
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| Some banking history |
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bank statements for the last 3 months. |
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