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Home Loan Mortgage Calculators
Let's have a play with numbers. Can you afford the place you've got your eye on? What's the best way to structure your home loan and what would the mortgage repayments be? Our range of easy-to-use calculators can help you find the answers.
What could my rent get me?
Find a house you could afford to buy based on your current rent.
How much would my repayments be?
A calculator to work out how much your mortgage repayments would be.
How can I split my home loan?
Calculate the best split home loan for you, and get the security of fixed with the savings of floating.
Could I save using Choices Offset?
Enter your home loan and your savings or transaction account details to get an idea of how offsetting could work for you.
How much can I afford?
Found the house you want? Find out if you could afford it.
Fine tune my loan
Our mortgage calculator helps you work out how to structure your mortgage and also save on interest rate costs.
Can I move or renovate?
Use this home loan calculator to help you work out whether you can afford to build a house or do home renovations.
Mortgage interest rates are current and are subject to change without notice.Westpac’s current home loan lending criteria and terms and conditions apply. An establishment charge may apply. A Low Equity Margin may apply. An additional fee or higher interest rate may apply to loans if the application is accepted but does not meet the standard lending criteria. Terms and conditions apply. The five free QV E-Valuer property reports are available with all pre-approvals. The QV report provided is an estimate of the current market value of a property based on local, recent, comparable sales, see www.qv.co.nz for more details. These reports are not registered valuations which may be required by Westpac. Westpac does not accept liability for loss arising out the use of the QV report.