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Take your Travel card overseas, pre-load some funds, and use it like a credit card but without the monthly bill.
- it's a safe way to 'carry spending money' when you’re travelling overseas, and is more convenient than carrying cash or traveller's cheques - it has all the convenience of a credit card (but no interest, no monthly bill)
- use it to buy things online, or where you would normally use a credit card - you will save fees if you're overseas
- when you use it to make ATM withdrawals (from any Westpac’s Global Alliance machine) you won’t overspend by accident, as you set the amount you’ll load up and therefore have available
How it works
The Travel card works the same way as other Prepaid cards
- just buy your Travel card from any Westpac branch (they cost $20), load it with your chosen amount of money (minimum first deposit of $50), and load a pin number
- while you’re overseas, you can top up the card using Online Banking or Phone Banking (or ATMs, or at a Westpac branch if you are in NZ)
- your card will expire on the date printed on its front. If there is any unused balance on your account, this remains yours. You can either transfer that balance to a replacement card (for which a fee of $20 is payable) or obtain a refund from us.
Where you can use it
- anywhere that Visa is accepted
- ATM machines in New Zealand online, over the phone, and overseas
TIP: When overseas, get your cash from an ATM belonging to one of the ATM Global Alliance banks, and you’ll pay no international transaction fee - saving you up to NZ$8 every time. Westpac is the only bank in New Zealand to give you this saving.
Who can get a Travel Card?
- you need to be a NZ Resident or have a valid NZ Work Permit or NZ Student Visa
- you don’t need to be a Westpac customer
- if you’re between the ages of 13-17, you’ll need a parent or guardian to sign your application form as well
Minimum first deposit
There’s a minimum deposit (load) of $50. After that, you an upload any amounts you like.
How to apply
Applying for a card is easy – just visit your nearest Westpac branch. You’ll need to bring with you a form of ID, and proof of your address (like a household utilities bill, or a bank statement).
* The $8 international transaction fee saving applies to Westpac only, and is subject to change. ATM Global Alliance banks and their details are subject to change. All other international and standard fees apply including foreign currency conversion fees - refer to the Transaction and Service fees brochure.
NOTE: whenever you use your Westpac credit or debit card to withdraw money from overseas ATMs your transactions will incur a foreign currency conversion fee. This is currently 2.5% of the New Zealand converted value of the foreign currency transaction amount. The currency conversion fee will be displayed on your statement.
Transaction service fees on this page are current as at 1 December 2015 and are subject to change.